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I need advice regarding finances; I have plans, but I use up most of my money on entertainment, going out to have a good time with friends.

 What this means is that according to you, having a good time with your friends is more important than your plans; you have prioritized entertainment over your plans. When/ if you decide to change that, talk to a counselor; s/he will ‘walk’ you through your problem so that you decide on the best option for yourself. See ‘Where to Get Help’ for a list of service providers.

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